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How To Protect Yourself From VIN Fraud

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VIN Fraud

What is VIN Fraud? It is an act which involves replacement or alteration of a vehicle’s data (specifically its identification number) so that consumers can be misled. This is an act which is stated to be against the laws. The two main are as follows — Are you protected?

  • VIN Cloning
  • VIN Alteration

To understand or to protect yourself from VIN fraud, you first need to learn about the different types and how they are carried out. Only when you have enough knowledge about it can you take the proper action to be protected from it. To help you go through a proper VIN look up, let’s help you understand the basic two types:

VIN CLONING

This is the most common type of VIN Fraud that fraudsters attempt because it is pretty much easy to carry out. All you need is a VIN from a similar vehicle that’s legally registered and then place it on a property that is stolen or probably damaged so that its identity is hidden. VIN Cloning means that a person is evading the laws and also gives them the power to sell a stolen car to a buyer who has no idea or suspicions about the deed.

VIN ALTERATION

The VIN Alteration has serious consequences if you get caught and it is of higher risk. This can result in adverse conditions like staying in jail for a considerably long period. VIN Alteration includes acts such as removing the VIN of the vehicle on purpose, knowing the consequences it can end up with. Destroying the VIN so nobody is able to read it or changing the numbers of the VIN are also a part of the VIN Alteration Fraud.

HOW TO CHECK IF YOU ARE BUYING A STOLEN CAR?

Knowing and understanding the different terms of VIN Fraud is important to protect yourself from it. However, you need to know about how you can exactly check for it too. What makes you identify that the car is stolen or not. Here are some ways through which you can do a research and make sure that you are not buying a stolen car.

  • Where can you get a VIN Fraud Car? First things first; when are you mostly at risk of buying a stolen car? The high risk rate is when you are buying a car online and you can even be at risk when buying from dealership. Also when you buy a car on sale from the owner-don’t forget to check for VIN fraud signs because why would the owner sell his or her car on a discounted price to you? So how can you check whether a car is stolen or not on sale? Usually it is easier to check for stolen cars on sale. It is difficult on proper dealerships etc.
  • Inspection of the vehicle: First you need to inspect the vehicle on your own. Also ask the owner whether they are going to allow your mechanic to take a look at it or not. If they get suspicious and make excuses; you definitely know that something is not right. Thus it is better to drop the idea right there and not buy the car. Moreover if they allow your mechanic to check, make sure that you take the car to a really good one. The best mechanics usually get to know about anything weird that might have been done with the car. They are also capable of catching attempts of any bad action. If the mechanic clears your vehicle and your VIN look up is cleared by him then that is a really good sign and you can jump to the next step of your research.
  • Use a Crime Bureau Database: But as VIN Fraud is too common now, you need to take the car to the bureau database. There is a proper National Insurance Crime Bureau database which helps you indicate whether the car has been stolen or not. This tool is absolutely free to use and will help you magically in VIN look up.
  • History of the Car: Next, you need to check the history of the car too as it is important for VIN look up research. There are various companies that do this for you and a lot of tools are accessible online as well. It is always better to check the history from both the sources but a proper office might make you feel more satisfied. Car Proof is a good place where you can check for the history of the car in all ways and feel satisfied about it too. They have been providing with accurate car histories since a long time.

PRO TIPS FOR HELP

The above-mentioned steps for a proper VIN look up process will help you in protecting yourself from fraud. Buying a stolen car can easily turn your life upside down and make it hell. To make sure that you secure yourself in all ways and don’t purchase a stolen or VIN Fraud car, here are some stress free tips that can be of great help, to keep up your sleeve.

  1. If the seller whines about missing papers, insurance or registration, don’t buy the car. The seller might reduce the price for you too, making sure that the offer seems great to you. But remember that the basic papers are an essentiality and the owner must have them. If these are missing, don’t that seller again.
  2. VIN number can be painted or tampered easily. Take a good look at it. If you don’t have time to take it to a proper mechanic, then do it on your own. Throw light on it and check it in all possible ways for any signs of modification. If you think that the VIN has been tampered, you simply do not buy that vehicle.
  3. This is going to get obvious; the seller is not going to allow you to inspect the car deeply. The seller might make excuses but you are the one who must walk away. If he/she is making lame justifications for not letting you take the car to a mechanic, you walk away from that offer and find a better one.
  4. Another thing that usually VIN frauds do is that they don’t allow you to drive the car for testing. This is usually what everyone does before buying a car; they test drive it. Avoid the offer of such sellers and walk away without any further discussions because these frauds can easily mess up with your mind.
  5. Fraud sellers usually don’t meet up their own places. They make excuses and try setting a meet up in public locations. Don’t ever fall prey to this. Always confirm the identification and the address that is mentioned on the advertisement or offer, from where you got to know about the sale. Meet them at their house for best inquiries.

Conducting a VIN look up is a lot of work for sure, but it doesn’t take more than a day or two to complete. Just make sure that you don’t allow yourself to fall prey to buying a stolen car as that can be a truly messy problem to have. VIN Fraud is increasing and it is recommended that you take the proper actions to remain safe. Take our advice to heart.

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5 Tips To Maintaining Your RV Before Your Trip To San Antonio

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RV Mobile Home Road Trip

There is certainly a lot to look forward to as you get ready for your RV trip to the San Antonio area in Texas, .

“This urban mega region has it all: exotic thrills, picturesque natural areas, electrifying nightlife, great eats, and much more,” describes, and they’re absolutely right. But before you leave on your trip to San Antonio, or anywhere else for that matter, there’s something extremely important that you need to do first: ensure that your RV is properly maintained.

Not only does keeping your RV maintained ensure that your trip will go by more smoothly without hiccups (suffering a major breakdown en route to your destination is the very last thing anybody wants on an RV trip), it also helps your RV to keep its value.

Here are the top tips to know to successfully maintain your RV before you embark on your trip to San Antonio, Texas.

1. Change the Oils and Filters Regularly

RVs are just like normal cars in that the engine oil and the filters need to be changed regularly in order to function properly. Not replacing the oil and filters will result in you having engine problems that will in turn require major repairs possibly costing tens of thousands of dollars.

As a general rule of thumb, aim to have your engine oil and filters replaced every five thousand miles at the very most, though three to four thousand miles would undoubtedly be safer.

2. Keep An Eye On The Seals

One of the biggest enemies of RVs, at least of the interior, is moisture leaking in and causing problems (such as rotting away at the cupboards or furniture).

While RVs have seals to prevent this, admittedly several manufacturers do not use seals that are high quality. As a result, water and moisture can break through and cause the interior of your RV to mold.

Prevent this by simply keeping a close eye on the seals, and if you see any small cracks at all, you’ll need to have them replaced.

3. Check The Tire Pressure Regularly

No one wants to sustain a flat tire on any . Especially when you’re traveling at fast speeds on the freeway, a tire blowout could cause you to lose control the vehicle and be a major safety hazard to you and the other drivers and pedestrians around you.

Make sure that each tire is fully inflated before you leave, and keep a tire pressure gauge and inflater on handy, and check up on the status of each tire at every other stop.

4. Have The Generator Service

Just like how ignoring the engine oil and filters could cost you tens of thousands of dollars in repairs, the same is true for the generator of your RV as well. Follow the recommendations according to your owner’s manual, and be sure to run your generator periodically even when the RV is not in use.

5. Maintaining Your RV

may not be the most fun aspect of owning one, but it’s also something that you have to do if you want to reduce the chance of a major breakdown so you’ll have a fun trip that goes without any major incidents.

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Top Tips on Securing Great Savings on Car Insurance

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car crashing into money, auto insurance

When it comes to , it really pays to invest your time rather than your money going about it.

Each year, many motorists simply allow their car insurance policy to automatically renew because it makes the process less of a hassle. However, while this will make insuring your car far easier, it could actually cost you more money. If your car insurance policy is up for renewal, here are some top tips on how you can ensure that you get the cheapest rate available.

Annual Rate Check

Switching insurers is not always cheaper but it makes a great deal of sense to check first before allowing your policy to auto renew. If you have been with the same insurer for a long time, it may be unlikely that you will get a better deal, give the no-claims history which you may have or any loyalty prices which may be offered. In spite of this it is still worth checking on a comparison website to make sure that you have the best price.

Pick a Top-Rated Insurer

When it comes to saving money, it is about far more than simply selecting the lowest premium. Invariably, these companies will charge higher amounts of excess and additional covers, or even charging more for repairs and insisting that you use original parts. , even if the premium is more expensive, could actually save money in the long run.

Setting the Right Deductible

Setting your deductible will directly impact the cost of your premium, a higher deductible will give you a large saving on your premium cost. Naturally however, should you have an accident, you will be paying a higher deductible and this could cost you more money. The best approach is to think about your driving record, if you have not had an accident in a very long time, or you don’t drive very often, it may make a lot of sense to select a higher deductible, thus lowering your premium cost.

Take Advantage of Discounts

Many companies will offer you a lower premium depending on a variety of reasons which you can take advantage of. Here are just some of the items which companies look for when offering discounts.

  • Drivers who have taken a defensive driving course
  • Older drivers who have taken refresher courses
  • Safety equipment in the car or anti-theft technology
  • New drivers that have completed a driver training course
  • Students who have excellent grades

Multi-Policy

Another great way to save money on your car insurance is to use the same company when selecting , homeowners insurance or renters insurance. Keeping all policies under the same roof offers a lot of benefits, discounts being one of them.

Follow these tips and you could save yourself a great deal of money on your next insurance quote.

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Your Guide To Buying A Car Online

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Buying BMW Car Online

If you haven’t bought a new or used car in a while, you are in for a surprise. The internet has taken car buying to a whole new level.

No longer do you walk into a dealership and get greeted by that “ salesguy.” Dealerships now have internet sales departments and have put everything you need to know online, which means you can research, locate and negotiate your new car without having to deal with anyone face-to-face.

With some great input from in Yonkers NY, here’s a quick look at the process and how it works.

Choose Your Car

The internet makes identifying the best vehicle for you easy. You can easily research different makes and models and find data on historic reliability to gain insight into any issues they may have.

Research Value Of Your Trade

Knowing the value of your trade can prove very useful when you start looking at financing options. In the United States, most dealers use the (KBB) and/or the (NADA) to determine used car values, and you can too. Both can be accessed on the web.

Get Multiple Qoutes

After completing your online research, local dealerships for an online price quote. This is usually done by filling out a website quote form or by emailing the internet sales manager directly.

Negotiations

With the internet, you can find out not only the vehicle’s MSRP, but also the invoice price and even what other consumers paid for similar vehicle. You can perform a complete financial analysis of your car purchase and negotiate with the car dealer online.

Sell It Yourself?

Once you know what the dealership is going to give you for your old car, you can decide if you are going to trade it in or sell it yourself. Here’s what you need to know: you will possibly get a higher price if you sell your car yourself, but you may find that selling it to a dealer can save you a lot of headache.

Get Financing

Dealers can approve your car purchase on their website. You may wish to shop around at banks and credit unions for lower rates, but a dealer is likely to offer you a great finance package with little hassle.

Sign And Drive

After everything is taken care of, just visit the dealership to finalize the bill of sale and sign any required financing paperwork. Then pick up your keys and drive your new car home!

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